Our Product

Capital Group Insurance is a partner of the #1 Final Expense Company in the USA, Lincoln Heritage Life Insurance Company.

The Funeral Advantage program has two key components:

Final Expense Life Insurance Cash Benefit

  • Cash benefits are paid within 24 hours, once a claim is approved.
  • Whole life insurance benefits available up to $20,000.
  • No health examination necessary to apply, just a few health questions on the application.
  • Easy, one-page application.
  • Most people get coverage, even with health issues.
  • Rate and benefit are locked in for the life of the policy for as long as premiums are paid.
  • $100,000 additional benefit for accidental death available.

Family Support Services

  • Provided at no additional cost through Funeral Consumer Guardian Society® (FCGS)
  • FCGS keeps your wishes safe and secure on file.
  • Members’ loved ones get a 24-hour toll-free service number to call in time of need.
  • FCGS immediately goes into action — comparing up to 3 different funeral homes to find the best price available.
  • Families save an average of $1,800 on traditional funerals and up to $600 on cremation.
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